Managing money is both an art and a skill—yet it’s something we’re rarely taught in school. This lack of financial education can lead to challenges, but the good news is that it’s never too late to take control. Saving for a Healthy Financial Future starts with small, intentional steps that set you and your family up for long-term stability. Whether you’re planning for annual expenses or securing your retirement with pension contributions, here are some practical tips to help you build a strong financial foundation. Make Informed Decisions There are many financial products most people use throughout life. These include mortgages, loans and car financing. However, it is best to…