For those of you who don’t know, it is ‘Blue Monday’ on Monday 18th! The day in January when it’s been five weeks since December payday, cupboards are empty, bank accounts running dry and the thought that payday still seems a million days away, so it got me thinking. Here are my tips on How to Survive the 101 days of January.
Financial health is a concern that we all have to keep in mind. We do our best to stabilize our incoming and outgoing money, taking care not to spend too much of our wages but allowing ourselves to indulge in entertainment and good food every now and then. It’s a good idea to be frugal since it’ll help you manage your finances, but what happens when something disrupts the balance you’ve created?