We can all find ourselves in months where we are counting down the days until payday, where every penny counts. For some, this is only temporary. While for others, it can be a struggle that can go on for months. Sometimes, we have the answer right in front of us. If we need a little extra disposable income, then perhaps we need to look at our current outgoings and see where savings can be made.
For those of you who don’t know, it is ‘Blue Monday’ on Monday 20th! The day in January when it’s been five weeks since December payday, cupboards are empty, bank accounts running dry and the thought that payday still seems a million days away, so it got me thinking. Here are my tips on How to Survive the 101 days of January.